Introduce Your Clients to Everest!

Everest announces rates hold steady, with a 0% increase on plans G & N in Alabama, Arizona, Colorado, Iowa, Michigan, Texas, and Virginia.

Rate Adjustments for Plan A, Plan C, Plan D, & Plan F are effective beginning October 1, 2018 in those states.

Everest obtained state approval for rate adjustments as noted below in the states of Alabama, Arizona, Colorado, Iowa, Michigan, Texas and Virginia. These are Everest’s 1st rate adjustments in these states since our product was originally filed and released (prior area factor reductions were previously applied in Arizona and Iowa). As of October 1, 2018, rate adjustments will be 0% on Plans G and N and various increases on the other plans as noted below.

KEY POINTS:

• For applications with an effective date PRIOR TO October 1, 2018:
  • The current “old” premium rate will apply
• For applications with an effective date ON OR AFTER October 1, 2018
  • The rate used will depend on the signature date:
  • For applications signed PRIOR TO September 1, 2018, the current “old” premium rate
    will apply
    • NOTE: For those application where you wish to retain the current “old”
      premium rate, we are requesting all applications to be submitted BEFORE
      Friday, September 1, 2018
  • For applications signed ON OR AFTER September 1, 2018, the “new” premium rate will
    apply
• The Agent Portal E-APP will quote the current “old” premium rate through August 31, 2018. As
  of September 1, 2018, the “new” premium rate will be implemented for a October 1, 2018, or
  later requested effective date.

SUPPLIES:
With this rate adjustment approval, Everest is updating its State Forms/Documents (Supplies) web
portal folder for the applicable states – these updates should be completed in the next 72 hours. As
always, contact your Field Marketing Organization (FMO) for paper supplies or access the website to
download/print forms on your own.

• An updated “2018 Rates” packet will be accessible as a stand-alone packet
• NOTE: The “2019 Outline of Coverage” will be accessible after the Center for Medicare and
  Medicaid Services (CMS) announces the new deductible/coinsurance changes for the year