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Federal Judge Rules ACA Payments Unconstitutional

In a win for Republicans, federal district Judge Rosemary Collyer issued a ruling Thursday confirming that the Affordable Care Act did not allow for reimbursements to insurance carriers to make marketplace health insurance coverage more affordable. The Obama Administration argued that the Affordable Care Act itself is the only authorization needed for the government to… Read More

State Regulations and the ACA

State insurance regulators have their work cut out for themselves. During the next few months, they will most likely be faced with some tough choices as they balance out the insurance industry’s demand for rate increases verses the consumers cry for minimal rate hikes. The recent pull-out of United Healthcare from the Marketplace as a… Read More

Good-bye United Health Care – Insurer Flees Most Obamacare Markets

Stephen Hemsley, CEO of United Healthcare announced yesterday that the company will exit most markets and that by next year the company would have a presence in “only a handful of states.” Previously, the nation’s largest health insurer said it lost big in the marketplace in 2015. According to a spokesperson for the carrier, this… Read More

Consumer Education Lacking in the Marketplace

A recent study from the Episcopal Health Foundation and the Baker Institute for Public Policy at Rice University concluded a majority of the consumers who purchased health insurance coverage through the marketplace have less understanding of the coverage than their counterparts covered by employer sponsored plans or those covered by Medicaid or Medicare. The study… Read More

Final DOL Fiduciary Rule Applies to HSA Plan Advisors

Last Friday, the Department of Labor released its highly anticipated final version of the fiduciary rule that includes a significant expansion of those who will fall under the definition of a fiduciary. The rule will now apply to advisors who offer advice on health savings accounts (HSAs). HISTORY In 2010, the DOL began to develop… Read More

CMS April 7, 2016 Webinar MARKETPLACE 101

CMS National Training Program Marketplace 101 Webinar April 7, 2016 1:00 – 2:30 pm ET This webinar provides a high-level overview of the Affordable Care Act and the Health Insurance Marketplace, including information on coverage, tax credits, and fees. To register for the free webinar visit https://goto.webcasts.com/starthere.jsp?ei=1093375